A NEW APPROACH
TO HEALTHCARE
Comprehensive health insurance
protection for you and your family.
$0 COPAYS
This affordable health insurance plan let's you see the doctor, specialist, urgent care & more without a copay.
$0 OUT-PATIENT
DEDUCTIBLE
Deductables ONLY apply for 24+ hour hospital stays & you choose the amount that works for your budget.
PPO NETWORK
With access to one of the largest PPO networks in the US, your current doctor is very likely included.
24/7 TELEHEALTH
Perfect for doctors notes, antibiotics, and other urgent care needs – included with your plan!
SMART BENEFITS ★ REAL COVERAGE
USING YOUR PLAN IS EASY
1 GO TO YOUR APPOINTMENT
Whether your provider is in-network or out-of-network, you'll get the same great coverage! Just show your insurance card – there are NO COPAYS, so you don't need to bring cash.
2 YOUR PROVIDER BILLS INSURANCE
Just like traditional plans, your provider will bill insurance directly at the end of your visit. This health insurance plan isn't just one of the most affordable – it's also one of the easiest to use!
TOP QUESTIONS ABOUT THIS PLAN
How can premiums be so low?
Your premium is based on factors like age, smoking status, location, and overall health—the healthier you are, the lower your cost.
Because our enrollees are generally healthier, fewer claims are filed, allowing us to keep premiums low while still offering excellent benefits.
Is this real health insurance?
Yes! This is a health indemnity plan that is approved and regulated by each state’s Department of Insurance.
How do I prepare for a dermatology
procedure?
Most healthy Americans do qualify, however this plan may not be the right fit if you have any of the following:
• Recent heart attack or stroke
• Current cancer or a history of cancer within the last five years
• Insulin-dependent diabetes
• Pregnant
• COPD
• Need for immediate surgery
• Age 65 or older
If none of these apply to you, then you'll probably qualify, and don't worry, conditions like high blood pressure, high cholesterol, or other minor health issues won’t prevent you from qualifying either.
Is this a PPO, HMO, or EPO plan?
This is a PPO plan, giving you access to one of the largest provider networks in the country - nearly 96% of the U.S. population has a provider within 20 miles.
Is my doctor in-network?
Because this plan gives you access to one of the largest nationwide PPO networks, it is very likely that your doctor is in-network. Your agent can verify that your doctor is in-network before you apply!
Is there a max out of pocket?
Our plans don’t have a traditional out-of-pocket maximum. Instead, you select your annual benefit limit, choosing from $250,000, $500,000, or $1,000,000 in coverage for the year. This allows you to customize your plan to match your healthcare needs and budget.
Find out if this plan is right for you...
STEP 1.
GET YOUR QUOTE
Most people get a quote that is much lower than what they're currently paying. Some customers experience savings of up to 48%!
Answer a few quick questions to see how much you can save!
STEP 2.
TALK TO YOUR AGENT
After requesting a health insurance quote, your agent will reach out to discuss your options and confirm that you qualify for coverage.
They'll help customize a plan that fits your healthcare needs and budget – often lowering your final premium even more!
Your agent will then guide you through the application process.
STEP 3.
YOU'RE APPROVED!
CONGRATULATIONS!
Many of our benefits can be used Day 1! You'll receive your insurance cards and telehealth portal access shortly after being approved.
Enjoy your affordable health insurance premiums and excellent coverage!
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